Year-End Legal & Financial Checklist: Protect Your Future as We Close Out 2025
Katie Walker

As we approach the close of 2025, many of us find ourselves reflecting on the major life changes we've experienced. Whether those changes brought joy or challenges, it’s important to consider how they have impacted your legal and financial plans. At KSW Law Group in Charlotte, NC, we encourage families throughout Mecklenburg County and the surrounding areas to take proactive steps before the year ends. Doing so provides peace of mind and sets the stage for a strong start to the new year.

 

Here’s a practical guide to help you shore up your legal and financial standing:

Welcoming a Child

If you’ve welcomed a child through birth or adoption this year, now is the time to update your legal documents:

  • Revise your will to include your child and name legal guardians

  • Update beneficiary designations on life insurance and retirement accounts

  • Ensure all adoption orders and vital records reflect your new family member

Our Charlotte estate planning attorneys can guide you through these updates so your child’s future is secure and your intentions are legally protected.

Marriage or Divorce

Marriage and divorce both have a significant impact on your legal and financial landscape. Key updates include:

  • Revising your will, powers of attorney, and health care directives

  • Updating beneficiary designations on all accounts

  • Reviewing and adjusting property titles as needed

  • Considering a postnuptial agreement (if applicable)

If you’ve changed your name, remember to notify the Social Security Administration and ensure all identification and financial accounts are updated. Our family law attorneys in Charlotte can assist with these transitions and protect your interests.

Buying a Home

Purchasing a new home is a major milestone and should trigger a review of your estate planning documents. We recommend:

  • Adding the property to your will or trust

  • Confirming that the property title reflects your intentions

  • Reviewing your homeowners’ insurance for adequate coverage

  • Exploring the option of a living trust for smoother future transfers

KSW Law Group’s experienced Charlotte real estate attorneys can help you protect your investment and avoid potential complications down the line.

Conduct a General Year-End Legal Review

Even if you’re unsure whether your life changes require updates, a year-end legal review is always beneficial. This proactive step helps identify and address potential issues before they escalate. Gather your wills, trusts, powers of attorney, and other legal documents to ensure they’re accurate and aligned with your current goals.

Let KSW Law Group Help You Prepare for the New Year

Reviewing and updating legal documents doesn’t have to be overwhelming. Our trusted Charlotte attorneys will walk you through the process and ensure that nothing is overlooked. By taking small steps now, you can start 2026 with clarity and confidence.

Call KSW Law Group today at 704-548-7900 or visit kswalkerlaw.com to schedule your year-end legal review.